Call reports 2026
FIRST FEDERAL SAVINGS BANK OF LINCOLNTON — 2026
What FIRST FEDERAL SAVINGS BANK OF LINCOLNTON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 478,394,000 | 485,771,000 |
| Total loans | 349,643,000 | 354,016,000 |
| Allowance for loan losses | 3,640,000 | 3,563,000 |
| Securities available for sale | 76,285,000 | 73,587,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 383,754,000 | 390,348,000 |
| Interest-bearing deposits | 344,980,000 | 345,716,000 |
| Noninterest-bearing deposits | 38,774,000 | 44,632,000 |
| Equity capital | 81,713,000 | 82,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,396,000 | 10,864,000 |
| Interest expense | 1,925,000 | 3,804,000 |
| Net interest income | 3,471,000 | 7,060,000 |
| Noninterest income | 122,000 | 383,000 |
| Noninterest expense | 2,615,000 | 5,773,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 978,000 | 1,670,000 |
| Income tax | 200,000 | 392,000 |
| Net income | 778,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 84,896,000 | 85,397,000 |
| Total capital | 87,955,000 | 88,520,000 |
| Risk-weighted assets | 243,745,000 | 248,992,000 |