Call reports 2020
AMERICAN SAVINGS BANK — 2020
What AMERICAN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,745,000 | 53,451,000 | 54,617,000 | 56,414,000 |
| Total loans | 26,414,000 | 25,908,000 | 27,079,000 | 27,324,000 |
| Allowance for loan losses | 295,000 | 310,000 | 325,000 | 340,000 |
| Securities available for sale | 18,977,000 | 18,836,000 | 18,540,000 | 19,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,127,000 | 42,459,000 | 43,545,000 | 45,235,000 |
| Interest-bearing deposits | 36,430,000 | 36,043,000 | 36,311,000 | 37,298,000 |
| Noninterest-bearing deposits | 4,697,000 | 6,416,000 | 7,234,000 | 7,937,000 |
| Equity capital | 10,493,000 | 10,850,000 | 10,934,000 | 11,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 966,000 | 1,490,000 | 1,965,000 |
| Interest expense | 110,000 | 217,000 | 320,000 | 401,000 |
| Net interest income | 390,000 | 749,000 | 1,170,000 | 1,564,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 64,000 |
| Noninterest expense | 212,000 | 417,000 | 638,000 | 851,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 195,000 | 351,000 | 554,000 | 732,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 36,000 |
| Net income | 185,000 | 331,000 | 524,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,444,000 | 10,439,000 | 10,483,000 | 10,526,000 |