Call reports 2019
AMERICAN SAVINGS BANK — 2019
What AMERICAN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,389,000 | 48,969,000 | 50,371,000 | 51,332,000 |
| Total loans | 25,509,000 | 25,542,000 | 26,769,000 | 26,597,000 |
| Allowance for loan losses | 299,000 | 299,000 | 299,000 | 299,000 |
| Securities available for sale | 19,996,000 | 19,451,000 | 19,891,000 | 19,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,002,000 | 38,376,000 | 39,683,000 | 40,686,000 |
| Interest-bearing deposits | 33,824,000 | 33,653,000 | 34,103,000 | 35,900,000 |
| Noninterest-bearing deposits | 5,178,000 | 4,723,000 | 5,580,000 | 4,786,000 |
| Equity capital | 10,281,000 | 10,466,000 | 10,565,000 | 10,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 988,000 | 1,497,000 | 1,980,000 |
| Interest expense | 97,000 | 201,000 | 309,000 | 424,000 |
| Net interest income | 388,000 | 787,000 | 1,188,000 | 1,556,000 |
| Noninterest income | 16,000 | 37,000 | 57,000 | 84,000 |
| Noninterest expense | 217,000 | 448,000 | 655,000 | 889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 380,000 | 594,000 | 755,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 39,000 |
| Net income | 177,000 | 360,000 | 565,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,170,000 | 10,203,000 | 10,256,000 | 10,259,000 |
| Total capital | 10,469,000 | 10,502,000 | 10,555,000 | 10,558,000 |
| Risk-weighted assets | 34,223,000 | 34,571,000 | 36,227,000 | 36,099,000 |