Call reports 2018
AMERICAN SAVINGS BANK — 2018
What AMERICAN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,282,000 | 47,955,000 | 46,877,000 | 49,276,000 |
| Total loans | 25,884,000 | 25,124,000 | 25,671,000 | 24,459,000 |
| Allowance for loan losses | 299,000 | 299,000 | 299,000 | 299,000 |
| Securities available for sale | 20,504,000 | 19,800,000 | 19,445,000 | 19,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,272,000 | 37,917,000 | 36,346,000 | 39,150,000 |
| Interest-bearing deposits | 34,757,000 | 33,537,000 | 32,231,000 | 34,147,000 |
| Noninterest-bearing deposits | 4,515,000 | 4,380,000 | 4,115,000 | 5,003,000 |
| Equity capital | 9,939,000 | 9,951,000 | 9,883,000 | 10,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 952,000 | 1,436,000 | 1,927,000 |
| Interest expense | 76,000 | 155,000 | 233,000 | 325,000 |
| Net interest income | 401,000 | 797,000 | 1,203,000 | 1,602,000 |
| Noninterest income | 27,000 | 43,000 | 61,000 | 83,000 |
| Noninterest expense | 214,000 | 440,000 | 639,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 400,000 | 625,000 | 815,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 40,000 |
| Net income | 203,000 | 379,000 | 593,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,853,000 | 10,048,000 | 10,110,000 | 10,143,000 |
| Total capital | 10,152,000 | 10,347,000 | 10,409,000 | 10,442,000 |
| Risk-weighted assets | 35,516,000 | 34,427,000 | 33,662,000 | 33,275,000 |