Call reports 2016
AMERICAN SAVINGS BANK — 2016
What AMERICAN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,845,000 | 52,644,000 | 51,804,000 | 50,297,000 |
| Total loans | 26,332,000 | 24,835,000 | 24,239,000 | 24,576,000 |
| Allowance for loan losses | 309,000 | 309,000 | 299,000 | 299,000 |
| Securities available for sale | 25,433,000 | 24,986,000 | 24,584,000 | 23,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,765,000 | 40,309,000 | 39,573,000 | 39,444,000 |
| Interest-bearing deposits | 37,134,000 | 36,011,000 | 34,655,000 | 34,822,000 |
| Noninterest-bearing deposits | 4,630,000 | 4,298,000 | 4,918,000 | 4,622,000 |
| Equity capital | 10,159,000 | 10,550,000 | 10,500,000 | 9,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,035,000 | 1,526,000 | 2,008,000 |
| Interest expense | 94,000 | 188,000 | 278,000 | 362,000 |
| Net interest income | 425,000 | 847,000 | 1,248,000 | 1,646,000 |
| Noninterest income | 19,000 | 39,000 | 64,000 | 84,000 |
| Noninterest expense | 210,000 | 400,000 | 585,000 | 776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 499,000 | 740,000 | 967,000 |
| Income tax | 12,000 | 25,000 | 37,000 | 50,000 |
| Net income | 230,000 | 474,000 | 703,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,534,000 | 9,628,000 | 9,706,000 | 9,693,000 |
| Total capital | 9,843,000 | 9,937,000 | 10,005,000 | 9,992,000 |
| Risk-weighted assets | 36,550,000 | 36,197,000 | 35,707,000 | 35,631,000 |