Call reports 2015
AMERICAN SAVINGS BANK — 2015
What AMERICAN SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,242,000 | 52,905,000 | 54,588,000 | 55,722,000 |
| Total loans | 26,112,000 | 25,549,000 | 26,534,000 | 26,288,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 27,268,000 | 25,255,000 | 26,206,000 | 26,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,622,000 | 38,972,000 | 40,917,000 | 43,959,000 |
| Interest-bearing deposits | 35,195,000 | 34,970,000 | 36,588,000 | 39,577,000 |
| Noninterest-bearing deposits | 4,426,000 | 4,002,000 | 4,329,000 | 4,382,000 |
| Equity capital | 9,837,000 | 9,555,000 | 9,847,000 | 9,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,019,000 | 1,539,000 | 2,060,000 |
| Interest expense | 90,000 | 187,000 | 281,000 | 374,000 |
| Net interest income | 413,000 | 832,000 | 1,258,000 | 1,686,000 |
| Noninterest income | 27,000 | 53,000 | 79,000 | 105,000 |
| Noninterest expense | 201,000 | 395,000 | 591,000 | 789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 492,000 | 748,000 | 1,004,000 |
| Income tax | 12,000 | 25,000 | 37,000 | 50,000 |
| Net income | 227,000 | 467,000 | 711,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,142,000 | 9,252,000 | 9,361,000 | 9,428,000 |
| Total capital | 9,451,000 | 9,561,000 | 9,670,000 | 9,737,000 |
| Risk-weighted assets | 37,084,000 | 35,316,000 | 37,254,000 | 36,613,000 |