Call reports 2014
AMERICAN SAVINGS BANK — 2014
What AMERICAN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,160,000 | 52,193,000 | 51,836,000 | 52,515,000 |
| Total loans | 20,565,000 | 21,086,000 | 22,039,000 | 23,043,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 28,644,000 | 29,283,000 | 27,519,000 | 27,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,680,000 | 39,016,000 | 38,519,000 | 39,892,000 |
| Interest-bearing deposits | 34,878,000 | 34,887,000 | 33,739,000 | 35,228,000 |
| Noninterest-bearing deposits | 4,802,000 | 4,129,000 | 4,780,000 | 4,664,000 |
| Equity capital | 8,680,000 | 9,165,000 | 9,318,000 | 9,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 971,000 | 1,467,000 | 1,988,000 |
| Interest expense | 93,000 | 187,000 | 280,000 | 371,000 |
| Net interest income | 388,000 | 784,000 | 1,187,000 | 1,617,000 |
| Noninterest income | 27,000 | 56,000 | 86,000 | 138,000 |
| Noninterest expense | 204,000 | 397,000 | 605,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 460,000 | 744,000 | 1,075,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 54,000 |
| Net income | 211,000 | 436,000 | 708,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,739,000 | 8,815,000 | 8,936,000 | 9,100,000 |
| Total capital | 9,048,000 | 9,124,000 | 9,245,000 | 9,409,000 |
| Risk-weighted assets | 32,615,000 | 33,084,000 | 33,294,000 | 34,105,000 |