Call reports 2013
AMERICAN SAVINGS BANK — 2013
What AMERICAN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,556,000 | 52,054,000 | 51,932,000 | 51,567,000 |
| Total loans | 22,514,000 | 21,477,000 | 20,491,000 | 20,259,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 29,088,000 | 27,919,000 | 28,700,000 | 28,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,804,000 | 38,855,000 | 38,222,000 | 39,412,000 |
| Interest-bearing deposits | 36,660,000 | 35,045,000 | 33,915,000 | 34,576,000 |
| Noninterest-bearing deposits | 4,144,000 | 3,810,000 | 4,307,000 | 4,836,000 |
| Equity capital | 9,246,000 | 8,090,000 | 8,311,000 | 8,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,035,000 | 1,530,000 | 2,021,000 |
| Interest expense | 116,000 | 230,000 | 340,000 | 437,000 |
| Net interest income | 406,000 | 805,000 | 1,190,000 | 1,584,000 |
| Noninterest income | 25,000 | 44,000 | 77,000 | 103,000 |
| Noninterest expense | 170,000 | 332,000 | 512,000 | 700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 551,000 | 799,000 | 1,031,000 |
| Income tax | 14,000 | 27,000 | 40,000 | 51,000 |
| Net income | 262,000 | 524,000 | 759,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,441,000 | 8,603,000 | 8,657,000 | 8,678,000 |
| Total capital | 8,750,000 | 8,912,000 | 8,966,000 | 8,987,000 |
| Risk-weighted assets | 34,306,000 | 33,663,000 | 32,831,000 | 32,427,000 |