Call reports 2012
AMERICAN SAVINGS BANK — 2012
What AMERICAN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,567,000 | 54,913,000 | 53,655,000 | 54,381,000 |
| Total loans | 23,141,000 | 22,371,000 | 23,320,000 | 23,269,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 25,286,000 | 26,052,000 | 27,352,000 | 28,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,238,000 | 42,244,000 | 40,696,000 | 41,569,000 |
| Interest-bearing deposits | 35,718,000 | 38,481,000 | 36,846,000 | 37,302,000 |
| Noninterest-bearing deposits | 4,520,000 | 3,763,000 | 3,850,000 | 4,267,000 |
| Equity capital | 8,647,000 | 9,028,000 | 9,344,000 | 9,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,086,000 | 1,619,000 | 2,183,000 |
| Interest expense | 141,000 | 276,000 | 405,000 | 528,000 |
| Net interest income | 403,000 | 810,000 | 1,214,000 | 1,655,000 |
| Noninterest income | 23,000 | 31,000 | 67,000 | 99,000 |
| Noninterest expense | 175,000 | 331,000 | 494,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 546,000 | 865,000 | 1,150,000 |
| Income tax | 14,000 | 25,000 | 41,000 | 57,000 |
| Net income | 257,000 | 521,000 | 824,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,944,000 | 8,107,000 | 8,310,000 | 8,279,000 |
| Total capital | 8,253,000 | 8,416,000 | 8,619,000 | 8,588,000 |
| Risk-weighted assets | 32,675,000 | 33,110,000 | 34,059,000 | 34,441,000 |