Call reports 2011
AMERICAN SAVINGS BANK — 2011
What AMERICAN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,710,000 | 50,140,000 | 50,042,000 | 50,921,000 |
| Total loans | 24,340,000 | 24,561,000 | 25,342,000 | 23,979,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 309,000 |
| Securities available for sale | 21,736,000 | 22,293,000 | 21,999,000 | 23,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,458,000 | 38,247,000 | 37,877,000 | 38,813,000 |
| Interest-bearing deposits | 34,814,000 | 34,770,000 | 34,055,000 | 34,737,000 |
| Noninterest-bearing deposits | 3,644,000 | 3,477,000 | 3,822,000 | 4,076,000 |
| Equity capital | 7,466,000 | 7,968,000 | 8,412,000 | 8,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,094,000 | 1,659,000 | 2,212,000 |
| Interest expense | 161,000 | 321,000 | 479,000 | 627,000 |
| Net interest income | 377,000 | 773,000 | 1,180,000 | 1,585,000 |
| Noninterest income | 30,000 | 72,000 | 107,000 | 139,000 |
| Noninterest expense | 195,000 | 381,000 | 551,000 | 756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 488,000 | 773,000 | 1,014,000 |
| Income tax | 10,000 | 23,000 | 36,000 | 50,000 |
| Net income | 208,000 | 465,000 | 737,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,430,000 | 7,587,000 | 7,758,000 | 7,786,000 |
| Total capital | 7,739,000 | 7,896,000 | 8,067,000 | 8,095,000 |
| Risk-weighted assets | 32,390,000 | 32,445,000 | 33,161,000 | 32,325,000 |