Call reports 2010
AMERICAN SAVINGS BANK — 2010
What AMERICAN SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,218,000 | 46,407,000 | 48,033,000 | 47,885,000 |
| Total loans | 26,458,000 | 26,726,000 | 25,784,000 | 23,583,000 |
| Allowance for loan losses | 321,000 | 331,000 | 294,000 | 309,000 |
| Securities available for sale | 15,643,000 | 15,664,000 | 16,860,000 | 17,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,384,000 | 36,401,000 | 36,397,000 | 37,016,000 |
| Interest-bearing deposits | 32,858,000 | 32,956,000 | 33,007,000 | 33,563,000 |
| Noninterest-bearing deposits | 3,526,000 | 3,445,000 | 3,390,000 | 3,453,000 |
| Equity capital | 7,265,000 | 7,460,000 | 7,702,000 | 7,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,088,000 | 1,637,000 | 2,167,000 |
| Interest expense | 178,000 | 355,000 | 526,000 | 695,000 |
| Net interest income | 356,000 | 733,000 | 1,111,000 | 1,472,000 |
| Noninterest income | 25,000 | 24,000 | 62,000 | 89,000 |
| Noninterest expense | 194,000 | 386,000 | 573,000 | 763,000 |
| Provision for loan losses | 15,000 | 30,000 | 105,000 | 120,000 |
| Pretax income | 178,000 | 357,000 | 511,000 | 704,000 |
| Income tax | 1,000 | 14,000 | 25,000 | 34,000 |
| Net income | 177,000 | 343,000 | 486,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,130,000 | 7,196,000 | 7,238,000 | 7,222,000 |
| Total capital | 7,451,000 | 7,527,000 | 7,532,000 | 7,531,000 |
| Risk-weighted assets | 32,053,000 | 32,775,000 | 32,824,000 | 31,114,000 |