Call reports 2009
AMERICAN SAVINGS BANK — 2009
What AMERICAN SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,167,000 | 42,455,000 | 45,716,000 | 45,644,000 |
| Total loans | 23,684,000 | 23,072,000 | 26,311,000 | 25,165,000 |
| Allowance for loan losses | 289,000 | 314,000 | 318,000 | 306,000 |
| Securities available for sale | 15,071,000 | 15,514,000 | 17,443,000 | 15,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,892,000 | 33,394,000 | 33,170,000 | 36,024,000 |
| Interest-bearing deposits | 29,783,000 | 29,837,000 | 29,828,000 | 32,742,000 |
| Noninterest-bearing deposits | 3,109,000 | 3,557,000 | 3,342,000 | 3,282,000 |
| Equity capital | 6,741,000 | 6,607,000 | 7,119,000 | 7,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,014,000 | 1,534,000 | 2,085,000 |
| Interest expense | 205,000 | 410,000 | 606,000 | 797,000 |
| Net interest income | 311,000 | 604,000 | 928,000 | 1,288,000 |
| Noninterest income | 26,000 | 58,000 | 95,000 | 128,000 |
| Noninterest expense | 175,000 | 340,000 | 543,000 | 726,000 |
| Provision for loan losses | 0 | 30,000 | 39,000 | 48,000 |
| Pretax income | 162,000 | 292,000 | 444,000 | 648,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 36,000 |
| Net income | 155,000 | 277,000 | 421,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,845,000 | 6,792,000 | 6,936,000 | 6,953,000 |
| Total capital | 7,134,000 | 7,106,000 | 7,254,000 | 7,259,000 |
| Risk-weighted assets | 28,272,000 | 27,829,000 | 31,410,000 | 30,712,000 |