Call reports 2008
AMERICAN SAVINGS BANK — 2008
What AMERICAN SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,428,000 | 40,880,000 | 40,500,000 | 42,207,000 |
| Total loans | 20,935,000 | 20,677,000 | 23,086,000 | 23,020,000 |
| Allowance for loan losses | 268,000 | 268,000 | 269,000 | 289,000 |
| Securities available for sale | 13,857,000 | 14,594,000 | 14,959,000 | 15,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,649,000 | 31,813,000 | 31,271,000 | 33,039,000 |
| Interest-bearing deposits | 27,319,000 | 27,893,000 | 27,301,000 | 28,871,000 |
| Noninterest-bearing deposits | 3,330,000 | 3,920,000 | 3,970,000 | 4,168,000 |
| Equity capital | 6,769,000 | 6,588,000 | 6,551,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,043,000 | 1,574,000 | 2,114,000 |
| Interest expense | 255,000 | 491,000 | 702,000 | 918,000 |
| Net interest income | 266,000 | 552,000 | 872,000 | 1,196,000 |
| Noninterest income | 25,000 | 48,000 | 84,000 | 113,000 |
| Noninterest expense | 163,000 | 330,000 | 492,000 | 661,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 128,000 | 270,000 | 467,000 | 635,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 31,000 |
| Net income | 121,000 | 255,000 | 444,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,606,000 | 6,641,000 | 6,730,000 | 6,790,000 |
| Total capital | 6,874,000 | 6,909,000 | 6,999,000 | 7,079,000 |
| Risk-weighted assets | 24,554,000 | 25,330,000 | 27,463,000 | 27,795,000 |