Call reports 2018
FORT GIBSON STATE BANK — 2018
What FORT GIBSON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,525,000 | 69,948,000 | 62,181,000 | 61,482,000 |
| Total loans | 53,046,000 | 53,556,000 | 50,805,000 | 49,768,000 |
| Allowance for loan losses | 330,000 | 351,000 | 594,000 | 643,000 |
| Securities available for sale | 2,246,000 | 2,245,000 | 2,230,000 | 2,240,000 |
| Securities held to maturity | 3,503,000 | 3,503,000 | 3,503,000 | 3,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,945,000 | 64,349,000 | 59,805,000 | 59,188,000 |
| Interest-bearing deposits | 54,915,000 | 54,075,000 | 50,003,000 | 49,888,000 |
| Noninterest-bearing deposits | 10,030,000 | 10,274,000 | 9,802,000 | 9,300,000 |
| Equity capital | 5,319,000 | 5,350,000 | 2,122,000 | 2,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,924,000 | 2,566,000 | 3,469,000 |
| Interest expense | 122,000 | 284,000 | 440,000 | 603,000 |
| Net interest income | 811,000 | 1,640,000 | 2,126,000 | 2,866,000 |
| Noninterest income | 67,000 | 142,000 | 208,000 | 277,000 |
| Noninterest expense | 721,000 | 1,421,000 | 4,847,000 | 5,693,000 |
| Provision for loan losses | 20,000 | 43,000 | 288,000 | 343,000 |
| Pretax income | 137,000 | 318,000 | -2,801,000 | -2,893,000 |
| Income tax | 31,000 | 33,000 | 54,000 | 64,000 |
| Net income | 106,000 | 285,000 | -2,855,000 | -2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,289,000 | 5,322,000 | 2,106,000 | 2,005,000 |
| Total capital | 5,619,000 | 5,673,000 | 2,700,000 | 2,643,000 |
| Risk-weighted assets | 53,667,000 | 53,547,000 | 51,494,000 | 51,084,000 |