Call reports 2017
FORT GIBSON STATE BANK — 2017
What FORT GIBSON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,569,000 | 63,434,000 | 64,900,000 | 64,092,000 |
| Total loans | 47,117,000 | 49,571,000 | 51,278,000 | 50,786,000 |
| Allowance for loan losses | 350,000 | 366,000 | 327,000 | 312,000 |
| Securities available for sale | 2,256,000 | 2,299,000 | 2,320,000 | 2,284,000 |
| Securities held to maturity | 2,684,000 | 3,504,000 | 3,504,000 | 3,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,427,000 | 58,194,000 | 59,345,000 | 58,545,000 |
| Interest-bearing deposits | 48,494,000 | 49,309,000 | 50,269,000 | 48,986,000 |
| Noninterest-bearing deposits | 8,933,000 | 8,885,000 | 9,076,000 | 9,559,000 |
| Equity capital | 4,801,000 | 4,882,000 | 5,187,000 | 5,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,696,000 | 2,628,000 | 3,585,000 |
| Interest expense | 84,000 | 169,000 | 272,000 | 374,000 |
| Net interest income | 745,000 | 1,527,000 | 2,356,000 | 3,211,000 |
| Noninterest income | 82,000 | 181,000 | 239,000 | 286,000 |
| Noninterest expense | 717,000 | 1,403,000 | 2,128,000 | 2,901,000 |
| Provision for loan losses | 5,000 | 35,000 | 45,000 | 45,000 |
| Pretax income | 105,000 | 270,000 | 422,000 | 551,000 |
| Income tax | 18,000 | 37,000 | 60,000 | -61,000 |
| Net income | 87,000 | 233,000 | 362,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,769,000 | 4,821,000 | 5,111,000 | 5,255,000 |
| Total capital | 5,119,000 | 5,187,000 | 5,438,000 | 5,567,000 |
| Risk-weighted assets | 48,193,000 | 49,900,000 | 51,001,000 | 50,785,000 |