Call reports 2016
FORT GIBSON STATE BANK — 2016
What FORT GIBSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,525,000 | 65,299,000 | 61,379,000 | 59,730,000 |
| Total loans | 43,464,000 | 45,228,000 | 46,241,000 | 47,218,000 |
| Allowance for loan losses | 369,000 | 367,000 | 360,000 | 353,000 |
| Securities available for sale | 8,788,000 | 2,337,000 | 2,341,000 | 2,254,000 |
| Securities held to maturity | 5,505,000 | 3,005,000 | 2,005,000 | 2,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,353,000 | 60,068,000 | 56,115,000 | 54,579,000 |
| Interest-bearing deposits | 51,913,000 | 51,920,000 | 46,690,000 | 45,789,000 |
| Noninterest-bearing deposits | 8,440,000 | 8,148,000 | 9,425,000 | 8,790,000 |
| Equity capital | 4,799,000 | 4,858,000 | 4,887,000 | 4,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,722,000 | 2,558,000 | 3,393,000 |
| Interest expense | 103,000 | 204,000 | 293,000 | 376,000 |
| Net interest income | 773,000 | 1,518,000 | 2,265,000 | 3,017,000 |
| Noninterest income | 75,000 | 160,000 | 241,000 | 314,000 |
| Noninterest expense | 704,000 | 1,381,000 | 2,061,000 | 2,789,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 10,000 |
| Pretax income | 144,000 | 292,000 | 435,000 | 532,000 |
| Income tax | 18,000 | 54,000 | 81,000 | 129,000 |
| Net income | 126,000 | 238,000 | 354,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,744,000 | 4,770,000 | 4,796,000 | 4,764,000 |
| Total capital | 5,113,000 | 5,137,000 | 5,156,000 | 5,117,000 |
| Risk-weighted assets | 46,621,000 | 47,306,000 | 47,232,000 | 47,377,000 |