Call reports 2015
FORT GIBSON STATE BANK — 2015
What FORT GIBSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,487,000 | 63,535,000 | 63,767,000 | 66,846,000 |
| Total loans | 39,163,000 | 41,235,000 | 42,329,000 | 44,460,000 |
| Allowance for loan losses | 330,000 | 336,000 | 365,000 | 373,000 |
| Securities available for sale | 10,441,000 | 10,320,000 | 10,287,000 | 10,277,000 |
| Securities held to maturity | 6,519,000 | 6,510,000 | 6,507,000 | 5,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,683,000 | 58,777,000 | 58,854,000 | 61,911,000 |
| Interest-bearing deposits | 50,537,000 | 49,011,000 | 51,220,000 | 52,625,000 |
| Noninterest-bearing deposits | 9,146,000 | 9,766,000 | 7,634,000 | 9,286,000 |
| Equity capital | 4,377,000 | 4,359,000 | 4,487,000 | 4,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,667,000 | 2,550,000 | 3,447,000 |
| Interest expense | 95,000 | 189,000 | 287,000 | 388,000 |
| Net interest income | 722,000 | 1,478,000 | 2,263,000 | 3,059,000 |
| Noninterest income | 56,000 | 110,000 | 196,000 | 288,000 |
| Noninterest expense | 646,000 | 1,285,000 | 1,942,000 | 2,678,000 |
| Provision for loan losses | 5,000 | 23,000 | 52,000 | 62,000 |
| Pretax income | 127,000 | 280,000 | 465,000 | 607,000 |
| Income tax | 17,000 | 39,000 | 62,000 | 90,000 |
| Net income | 110,000 | 241,000 | 403,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,362,000 | 4,428,000 | 4,509,000 | 4,535,000 |
| Total capital | 4,692,000 | 4,764,000 | 4,874,000 | 4,908,000 |
| Risk-weighted assets | 45,496,000 | 47,413,000 | 47,117,000 | 47,613,000 |