Call reports 2014
FORT GIBSON STATE BANK — 2014
What FORT GIBSON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,787,000 | 63,641,000 | 62,078,000 | 61,937,000 |
| Total loans | 38,677,000 | 37,285,000 | 38,435,000 | 39,207,000 |
| Allowance for loan losses | 358,000 | 355,000 | 351,000 | 341,000 |
| Securities available for sale | 9,814,000 | 10,011,000 | 9,952,000 | 10,308,000 |
| Securities held to maturity | 6,524,000 | 6,521,000 | 6,520,000 | 6,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,563,000 | 59,243,000 | 57,584,000 | 57,201,000 |
| Interest-bearing deposits | 48,702,000 | 50,888,000 | 48,554,000 | 48,416,000 |
| Noninterest-bearing deposits | 8,861,000 | 8,355,000 | 9,030,000 | 8,785,000 |
| Equity capital | 3,806,000 | 3,987,000 | 4,081,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,628,000 | 2,454,000 | 3,277,000 |
| Interest expense | 95,000 | 192,000 | 287,000 | 381,000 |
| Net interest income | 712,000 | 1,436,000 | 2,167,000 | 2,896,000 |
| Noninterest income | 68,000 | 121,000 | 191,000 | 253,000 |
| Noninterest expense | 636,000 | 1,260,000 | 1,897,000 | 2,557,000 |
| Provision for loan losses | 9,000 | 26,000 | 46,000 | 51,000 |
| Pretax income | 135,000 | 271,000 | 415,000 | 541,000 |
| Income tax | 11,000 | 26,000 | 38,000 | 171,000 |
| Net income | 124,000 | 245,000 | 377,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,283,000 | 4,331,000 | 4,400,000 | 4,325,000 |
| Total capital | 4,641,000 | 4,686,000 | 4,751,000 | 4,666,000 |
| Risk-weighted assets | 42,335,000 | 41,561,000 | 42,018,000 | 45,433,000 |