Call reports 2013
FORT GIBSON STATE BANK — 2013
What FORT GIBSON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,727,000 | 58,817,000 | 59,133,000 | 58,481,000 |
| Total loans | 34,630,000 | 35,422,000 | 37,752,000 | 37,962,000 |
| Allowance for loan losses | 392,000 | 392,000 | 382,000 | 357,000 |
| Securities available for sale | 6,632,000 | 10,494,000 | 9,675,000 | 9,573,000 |
| Securities held to maturity | 6,533,000 | 6,529,000 | 6,527,000 | 6,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,242,000 | 54,405,000 | 55,103,000 | 54,500,000 |
| Interest-bearing deposits | 47,308,000 | 46,800,000 | 47,579,000 | 46,986,000 |
| Noninterest-bearing deposits | 7,934,000 | 7,605,000 | 7,524,000 | 7,514,000 |
| Equity capital | 4,064,000 | 4,049,000 | 3,631,000 | 3,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,574,000 | 2,380,000 | 3,206,000 |
| Interest expense | 94,000 | 187,000 | 279,000 | 368,000 |
| Net interest income | 685,000 | 1,387,000 | 2,101,000 | 2,838,000 |
| Noninterest income | 45,000 | 108,000 | 170,000 | 231,000 |
| Noninterest expense | 604,000 | 1,217,000 | 1,815,000 | 2,450,000 |
| Provision for loan losses | 5,000 | 15,000 | 24,000 | 44,000 |
| Pretax income | 121,000 | 263,000 | 432,000 | 575,000 |
| Income tax | 18,000 | 51,000 | 85,000 | 112,000 |
| Net income | 103,000 | 212,000 | 347,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,051,000 | 4,130,000 | 4,203,000 | 4,238,000 |
| Total capital | 4,443,000 | 4,522,000 | 4,585,000 | 4,595,000 |
| Risk-weighted assets | 40,296,000 | 40,857,000 | 41,662,000 | 41,277,000 |