Call reports 2012
FORT GIBSON STATE BANK — 2012
What FORT GIBSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,933,000 | 56,939,000 | 57,854,000 | 58,070,000 |
| Total loans | 31,452,000 | 33,102,000 | 33,779,000 | 35,857,000 |
| Allowance for loan losses | 433,000 | 425,000 | 418,000 | 403,000 |
| Securities available for sale | 6,346,000 | 6,908,000 | 6,523,000 | 6,771,000 |
| Securities held to maturity | 9,795,000 | 11,288,000 | 9,785,000 | 9,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,975,000 | 51,964,000 | 53,358,000 | 53,503,000 |
| Interest-bearing deposits | 45,521,000 | 44,794,000 | 46,046,000 | 45,864,000 |
| Noninterest-bearing deposits | 7,454,000 | 7,170,000 | 7,312,000 | 7,639,000 |
| Equity capital | 4,466,000 | 4,511,000 | 4,016,000 | 4,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,562,000 | 2,340,000 | 3,145,000 |
| Interest expense | 112,000 | 218,000 | 316,000 | 410,000 |
| Net interest income | 659,000 | 1,344,000 | 2,024,000 | 2,735,000 |
| Noninterest income | 66,000 | 126,000 | 193,000 | 251,000 |
| Noninterest expense | 626,000 | 1,245,000 | 1,852,000 | 2,507,000 |
| Provision for loan losses | 10,000 | 10,000 | 17,000 | 30,000 |
| Pretax income | 163,000 | 347,000 | 480,000 | 581,000 |
| Income tax | 28,000 | 70,000 | 96,000 | 140,000 |
| Net income | 135,000 | 277,000 | 384,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,447,000 | 4,487,000 | 3,954,000 | 3,948,000 |
| Total capital | 4,880,000 | 4,912,000 | 4,372,000 | 4,351,000 |
| Risk-weighted assets | 36,633,000 | 37,181,000 | 39,491,000 | 40,938,000 |