Call reports 2010
FORT GIBSON STATE BANK — 2010
What FORT GIBSON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,670,000 | 66,351,000 | 60,937,000 | 56,993,000 |
| Total loans | 32,655,000 | 31,800,000 | 31,849,000 | 31,397,000 |
| Allowance for loan losses | 512,000 | 516,000 | 477,000 | 456,000 |
| Securities available for sale | 3,021,000 | 2,010,000 | 2,038,000 | 5,259,000 |
| Securities held to maturity | 14,585,000 | 10,081,000 | 14,322,000 | 13,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,844,000 | 61,471,000 | 56,025,000 | 52,327,000 |
| Interest-bearing deposits | 50,786,000 | 54,114,000 | 49,009,000 | 46,369,000 |
| Noninterest-bearing deposits | 6,058,000 | 7,357,000 | 7,016,000 | 5,958,000 |
| Equity capital | 4,289,000 | 4,391,000 | 4,421,000 | 4,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,879,000 | 2,741,000 | 3,598,000 |
| Interest expense | 197,000 | 390,000 | 562,000 | 699,000 |
| Net interest income | 746,000 | 1,489,000 | 2,179,000 | 2,899,000 |
| Noninterest income | 59,000 | 130,000 | 192,000 | 257,000 |
| Noninterest expense | 603,000 | 1,175,000 | 1,788,000 | 2,423,000 |
| Provision for loan losses | 25,000 | 45,000 | 45,000 | 55,000 |
| Pretax income | 177,000 | 399,000 | 538,000 | 678,000 |
| Income tax | 41,000 | 83,000 | 111,000 | 229,000 |
| Net income | 136,000 | 316,000 | 427,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,305,000 | 4,391,000 | 4,402,000 | 4,303,000 |
| Total capital | 4,778,000 | 4,872,000 | 4,879,000 | 4,759,000 |
| Risk-weighted assets | 37,832,000 | 38,434,000 | 37,781,000 | 36,953,000 |