Call reports 2009
FORT GIBSON STATE BANK — 2009
What FORT GIBSON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,886,000 | 61,421,000 | 61,019,000 | 60,251,000 |
| Total loans | 33,194,000 | 32,997,000 | 34,115,000 | 34,057,000 |
| Allowance for loan losses | 247,000 | 300,000 | 318,000 | 518,000 |
| Securities available for sale | 4,749,000 | 1,016,000 | 1,035,000 | 1,026,000 |
| Securities held to maturity | 15,345,000 | 14,398,000 | 17,141,000 | 17,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,094,000 | 55,679,000 | 56,404,000 | 55,461,000 |
| Interest-bearing deposits | 53,061,000 | 48,843,000 | 50,069,000 | 48,934,000 |
| Noninterest-bearing deposits | 6,033,000 | 6,836,000 | 6,335,000 | 6,527,000 |
| Equity capital | 3,993,000 | 4,049,000 | 4,112,000 | 4,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,934,000 | 2,889,000 | 3,851,000 |
| Interest expense | 312,000 | 586,000 | 818,000 | 1,027,000 |
| Net interest income | 670,000 | 1,348,000 | 2,071,000 | 2,824,000 |
| Noninterest income | 51,000 | 112,000 | 178,000 | 496,000 |
| Noninterest expense | 553,000 | 1,121,000 | 1,696,000 | 2,386,000 |
| Provision for loan losses | 10,000 | 53,000 | 88,000 | 338,000 |
| Pretax income | 158,000 | 371,000 | 550,000 | 681,000 |
| Income tax | 28,000 | 77,000 | 115,000 | 241,000 |
| Net income | 130,000 | 294,000 | 435,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,994,000 | 4,069,000 | 4,119,000 | 4,241,000 |
| Total capital | 4,241,000 | 4,369,000 | 4,437,000 | 4,725,000 |
| Risk-weighted assets | 38,785,000 | 38,153,000 | 38,601,000 | 38,678,000 |