Call reports 2008
FORT GIBSON STATE BANK — 2008
What FORT GIBSON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,350,000 | 59,839,000 | 58,456,000 | 57,776,000 |
| Total loans | 34,083,000 | 34,182,000 | 34,233,000 | 33,583,000 |
| Allowance for loan losses | 230,000 | 247,000 | 261,000 | 232,000 |
| Securities available for sale | 2,370,000 | 5,624,000 | 5,705,000 | 5,801,000 |
| Securities held to maturity | 17,442,000 | 15,306,000 | 14,049,000 | 11,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,690,000 | 52,907,000 | 52,947,000 | 52,053,000 |
| Interest-bearing deposits | 50,188,000 | 47,925,000 | 47,331,000 | 46,630,000 |
| Noninterest-bearing deposits | 5,502,000 | 4,982,000 | 5,616,000 | 5,423,000 |
| Equity capital | 3,839,000 | 3,705,000 | 4,009,000 | 3,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,166,000 | 3,155,000 | 4,155,000 |
| Interest expense | 436,000 | 811,000 | 1,150,000 | 1,464,000 |
| Net interest income | 665,000 | 1,355,000 | 2,005,000 | 2,691,000 |
| Noninterest income | 56,000 | 120,000 | 182,000 | 229,000 |
| Noninterest expense | 551,000 | 1,069,000 | 1,602,000 | 2,205,000 |
| Provision for loan losses | 15,000 | 62,000 | 114,000 | 147,000 |
| Pretax income | 155,000 | 344,000 | 507,000 | 604,000 |
| Income tax | 13,000 | 47,000 | 76,000 | 223,000 |
| Net income | 142,000 | 297,000 | 431,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,790,000 | 3,824,000 | 4,072,000 | 3,899,000 |
| Total capital | 4,020,000 | 4,071,000 | 4,333,000 | 4,131,000 |
| Risk-weighted assets | 38,935,000 | 38,804,000 | 38,460,000 | 37,574,000 |