Call reports 2007
FORT GIBSON STATE BANK — 2007
What FORT GIBSON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,984,000 | 55,992,000 | 58,727,000 | 57,034,000 |
| Total loans | 32,958,000 | 32,358,000 | 32,759,000 | 33,610,000 |
| Allowance for loan losses | 232,000 | 247,000 | 236,000 | 241,000 |
| Securities available for sale | 740,000 | 727,000 | 741,000 | 745,000 |
| Securities held to maturity | 14,869,000 | 16,295,000 | 17,525,000 | 18,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,485,000 | 50,703,000 | 53,435,000 | 51,429,000 |
| Interest-bearing deposits | 44,921,000 | 44,531,000 | 47,986,000 | 46,108,000 |
| Noninterest-bearing deposits | 5,564,000 | 6,172,000 | 5,449,000 | 5,321,000 |
| Equity capital | 3,745,000 | 3,761,000 | 3,779,000 | 3,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,073,000 | 3,156,000 | 4,221,000 |
| Interest expense | 445,000 | 905,000 | 1,384,000 | 1,844,000 |
| Net interest income | 579,000 | 1,168,000 | 1,772,000 | 2,377,000 |
| Noninterest income | 58,000 | 123,000 | 189,000 | 258,000 |
| Noninterest expense | 489,000 | 989,000 | 1,527,000 | 2,096,000 |
| Provision for loan losses | 20,000 | 40,000 | 55,000 | 70,000 |
| Pretax income | 128,000 | 262,000 | 379,000 | 469,000 |
| Income tax | 16,000 | 29,000 | 43,000 | 145,000 |
| Net income | 112,000 | 233,000 | 336,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,750,000 | 3,768,000 | 3,783,000 | 3,648,000 |
| Total capital | 3,982,000 | 4,015,000 | 4,019,000 | 3,889,000 |
| Risk-weighted assets | 36,930,000 | 36,763,000 | 37,414,000 | 37,773,000 |