Call reports 2012
BANK OF BOLIVAR COUNTY, THE — 2012
What BANK OF BOLIVAR COUNTY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,505,000 | 18,105,000 | 18,031,000 | 17,516,000 |
| Total loans | 2,854,000 | 2,756,000 | 2,743,000 | 2,326,000 |
| Allowance for loan losses | 64,000 | 64,000 | 64,000 | 64,000 |
| Securities available for sale | 11,882,000 | 10,875,000 | 11,545,000 | 11,700,000 |
| Securities held to maturity | 426,000 | 387,000 | 366,000 | 326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,448,000 | 16,000,000 | 15,913,000 | 15,507,000 |
| Interest-bearing deposits | 5,316,000 | 5,338,000 | 5,388,000 | 5,154,000 |
| Noninterest-bearing deposits | 11,132,000 | 10,662,000 | 10,525,000 | 10,353,000 |
| Equity capital | 1,956,000 | 1,971,000 | 1,967,000 | 1,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 236,000 | 346,000 | 447,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 48,000 |
| Net interest income | 110,000 | 210,000 | 308,000 | 399,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 98,000 |
| Noninterest expense | 147,000 | 292,000 | 434,000 | 579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | -40,000 | -59,000 | -82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -40,000 | -59,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,803,000 | 1,779,000 | 1,759,000 | 1,737,000 |
| Total capital | 1,864,000 | 1,840,000 | 1,820,000 | 1,793,000 |
| Risk-weighted assets | 4,852,000 | 4,851,000 | 4,891,000 | 4,443,000 |