Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,192,922,000 | 1,160,607,000 | 1,163,790,000 | 1,143,806,000 |
| Total loans | 817,071,000 | 820,728,000 | 809,810,000 | 833,663,000 |
| Allowance for loan losses | 9,348,000 | 9,350,000 | 9,352,000 | 9,104,000 |
| Securities available for sale | 183,949,000 | 186,029,000 | 181,237,000 | 177,291,000 |
| Securities held to maturity | 99,961,000 | 94,537,000 | 90,278,000 | 81,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,300,000 | 1,034,671,000 | 1,034,428,000 | 1,013,467,000 |
| Interest-bearing deposits | 792,709,000 | 779,009,000 | 799,433,000 | 778,353,000 |
| Noninterest-bearing deposits | 270,591,000 | 255,662,000 | 234,995,000 | 235,114,000 |
| Equity capital | 110,013,000 | 101,634,000 | 104,223,000 | 104,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,618,000 | 28,038,000 | 42,546,000 | 57,097,000 |
| Interest expense | 5,053,000 | 10,122,000 | 15,214,000 | 20,133,000 |
| Net interest income | 8,565,000 | 17,916,000 | 27,332,000 | 36,964,000 |
| Noninterest income | 2,076,000 | 3,087,000 | 4,041,000 | 5,192,000 |
| Noninterest expense | 7,963,000 | 16,076,000 | 24,039,000 | 33,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,678,000 | 4,927,000 | 7,334,000 | 9,109,000 |
| Income tax | 636,000 | 1,164,000 | 1,729,000 | 2,143,000 |
| Net income | 2,042,000 | 3,763,000 | 5,605,000 | 6,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,230,000 | 121,951,000 | 122,064,000 | 121,626,000 |
| Total capital | 139,843,000 | 131,805,000 | 131,683,000 | 131,254,000 |
| Risk-weighted assets | 768,829,000 | 788,356,000 | 769,280,000 | 795,137,000 |