Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,244,242,000 | 1,213,366,000 | 1,144,917,000 | 1,145,897,000 |
| Total loans | 805,782,000 | 812,699,000 | 815,035,000 | 825,357,000 |
| Allowance for loan losses | 9,402,000 | 9,372,000 | 9,372,000 | 9,362,000 |
| Securities available for sale | 198,540,000 | 194,334,000 | 196,420,000 | 184,335,000 |
| Securities held to maturity | 104,039,000 | 104,351,000 | 104,352,000 | 104,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,405,000 | 1,022,589,000 | 987,909,000 | 992,014,000 |
| Interest-bearing deposits | 764,966,000 | 750,631,000 | 736,946,000 | 757,242,000 |
| Noninterest-bearing deposits | 298,439,000 | 271,958,000 | 250,963,000 | 234,772,000 |
| Equity capital | 104,280,000 | 104,529,000 | 108,608,000 | 104,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,008,000 | 28,691,000 | 43,489,000 | 57,471,000 |
| Interest expense | 5,893,000 | 12,045,000 | 18,195,000 | 23,603,000 |
| Net interest income | 8,115,000 | 16,646,000 | 25,294,000 | 33,868,000 |
| Noninterest income | 1,039,000 | 2,068,000 | 3,032,000 | 4,004,000 |
| Noninterest expense | 7,309,000 | 14,793,000 | 22,693,000 | 31,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,845,000 | 3,921,000 | 5,633,000 | 6,375,000 |
| Income tax | -8,433,000 | -8,048,000 | -7,661,000 | -7,511,000 |
| Net income | 10,278,000 | 11,969,000 | 13,294,000 | 13,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,580,000 | 130,270,000 | 129,594,000 | 128,188,000 |
| Total capital | 139,823,000 | 139,879,000 | 139,189,000 | 137,751,000 |
| Risk-weighted assets | 738,828,000 | 768,455,000 | 767,342,000 | 765,291,000 |