Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,018,307,000 | 1,041,367,000 | 1,044,335,000 | 1,069,107,000 |
| Total loans | 672,273,000 | 714,224,000 | 715,633,000 | 722,045,000 |
| Allowance for loan losses | 7,431,000 | 8,503,000 | 9,206,000 | 9,743,000 |
| Securities available for sale | 309,926,000 | 282,686,000 | 282,866,000 | 290,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,637,000 | 836,179,000 | 849,783,000 | 874,515,000 |
| Interest-bearing deposits | 708,614,000 | 511,707,000 | 526,447,000 | 541,702,000 |
| Noninterest-bearing deposits | 74,023,000 | 324,472,000 | 323,336,000 | 332,813,000 |
| Equity capital | 89,053,000 | 91,782,000 | 94,556,000 | 96,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,110,000 | 18,446,000 | 27,450,000 | 36,361,000 |
| Interest expense | 1,464,000 | 2,368,000 | 3,185,000 | 3,814,000 |
| Net interest income | 7,646,000 | 16,078,000 | 24,265,000 | 32,547,000 |
| Noninterest income | 1,060,000 | 1,865,000 | 2,817,000 | 3,742,000 |
| Noninterest expense | 6,230,000 | 12,326,000 | 18,272,000 | 24,008,000 |
| Provision for loan losses | 200,000 | 870,000 | 1,720,000 | 2,320,000 |
| Pretax income | 2,706,000 | 5,776,000 | 8,325,000 | 11,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,706,000 | 5,776,000 | 8,325,000 | 11,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,829,000 | 89,899,000 | 92,447,000 | 94,650,000 |
| Total capital | 94,126,000 | 97,043,000 | 99,643,000 | 101,969,000 |
| Risk-weighted assets | 583,600,000 | 570,081,000 | 573,630,000 | 583,053,000 |