Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 894,034,000 | 874,733,000 | 868,022,000 | 876,431,000 |
| Total loans | 518,593,000 | 530,553,000 | 551,939,000 | 576,012,000 |
| Allowance for loan losses | 7,510,000 | 7,392,000 | 7,464,000 | 7,404,000 |
| Securities available for sale | 309,733,000 | 286,913,000 | 288,676,000 | 271,741,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,415,000 | 630,813,000 | 607,747,000 | 624,281,000 |
| Interest-bearing deposits | 573,166,000 | 567,101,000 | 544,269,000 | 556,518,000 |
| Noninterest-bearing deposits | 69,249,000 | 63,712,000 | 63,478,000 | 67,763,000 |
| Equity capital | 78,627,000 | 80,922,000 | 81,122,000 | 76,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,808,000 | 16,204,000 | 24,086,000 | 32,146,000 |
| Interest expense | 1,232,000 | 2,435,000 | 3,600,000 | 4,700,000 |
| Net interest income | 6,576,000 | 13,769,000 | 20,486,000 | 27,446,000 |
| Noninterest income | 1,002,000 | 2,075,000 | 3,221,000 | 3,723,000 |
| Noninterest expense | 5,232,000 | 10,515,000 | 16,037,000 | 21,141,000 |
| Provision for loan losses | -570,000 | -715,000 | -755,000 | -1,074,000 |
| Pretax income | 2,916,000 | 6,303,000 | 9,309,000 | 11,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,916,000 | 6,303,000 | 9,309,000 | 11,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,572,000 | 76,859,000 | 77,665,000 | 78,244,000 |
| Total capital | 81,999,000 | 83,422,000 | 84,471,000 | 85,178,000 |
| Risk-weighted assets | 512,982,000 | 524,096,000 | 543,765,000 | 554,163,000 |