Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 838,360,000 | 811,342,000 | 814,884,000 | 826,210,000 |
| Total loans | 459,418,000 | 471,679,000 | 486,280,000 | 518,637,000 |
| Allowance for loan losses | 7,996,000 | 7,849,000 | 7,671,000 | 7,505,000 |
| Securities available for sale | 255,394,000 | 249,023,000 | 296,552,000 | 277,761,000 |
| Securities held to maturity | 67,323,000 | 60,003,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,891,000 | 590,490,000 | 562,839,000 | 588,513,000 |
| Interest-bearing deposits | 527,183,000 | 530,046,000 | 506,037,000 | 530,262,000 |
| Noninterest-bearing deposits | 62,708,000 | 60,444,000 | 56,802,000 | 58,251,000 |
| Equity capital | 78,161,000 | 76,326,000 | 76,966,000 | 75,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,066,000 | 14,486,000 | 21,749,000 | 29,234,000 |
| Interest expense | 1,129,000 | 2,234,000 | 3,348,000 | 4,511,000 |
| Net interest income | 5,937,000 | 12,252,000 | 18,401,000 | 24,723,000 |
| Noninterest income | 1,034,000 | 2,396,000 | 3,406,000 | 4,552,000 |
| Noninterest expense | 5,093,000 | 10,501,000 | 15,960,000 | 21,006,000 |
| Provision for loan losses | -150,000 | -300,000 | -450,000 | -700,000 |
| Pretax income | 2,244,000 | 4,790,000 | 6,658,000 | 9,440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,244,000 | 4,790,000 | 6,658,000 | 9,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,634,000 | 74,881,000 | 74,949,000 | 75,356,000 |
| Total capital | 80,274,000 | 80,649,000 | 80,886,000 | 81,700,000 |
| Risk-weighted assets | 448,772,000 | 459,281,000 | 473,109,000 | 506,283,000 |