Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 889,168,000 | 865,689,000 | 829,069,000 | 776,524,000 |
| Total loans | 494,986,000 | 490,644,000 | 494,060,000 | 488,684,000 |
| Allowance for loan losses | 8,063,000 | 7,971,000 | 11,851,000 | 14,078,000 |
| Securities available for sale | 341,221,000 | 303,082,000 | 213,507,000 | 261,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,106,000 | 580,811,000 | 545,745,000 | 548,055,000 |
| Interest-bearing deposits | 483,218,000 | 471,156,000 | 443,839,000 | 432,944,000 |
| Noninterest-bearing deposits | 116,888,000 | 109,655,000 | 101,906,000 | 115,111,000 |
| Equity capital | 51,495,000 | 62,727,000 | 61,360,000 | 58,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,841,000 | 19,385,000 | 28,000,000 | 35,744,000 |
| Interest expense | 3,221,000 | 6,306,000 | 8,957,000 | 11,164,000 |
| Net interest income | 6,620,000 | 13,079,000 | 19,043,000 | 24,580,000 |
| Noninterest income | 533,000 | 1,310,000 | 2,056,000 | 2,550,000 |
| Noninterest expense | 5,069,000 | 10,288,000 | 15,288,000 | 21,517,000 |
| Provision for loan losses | 2,050,000 | 5,050,000 | 15,000,000 | 20,100,000 |
| Pretax income | 1,176,000 | 1,454,000 | -5,817,000 | -11,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,176,000 | 1,454,000 | -5,817,000 | -11,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,757,000 | 60,003,000 | 59,774,000 | 59,476,000 |
| Total capital | 58,902,000 | 66,022,000 | 65,604,000 | 65,293,000 |
| Risk-weighted assets | 489,623,000 | 479,486,000 | 460,291,000 | 457,036,000 |