Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 585,000,000 | 577,728,000 | 584,140,000 | 595,433,000 |
| Total loans | 383,246,000 | 388,187,000 | 382,009,000 | 387,238,000 |
| Allowance for loan losses | 4,001,000 | 4,076,000 | 4,215,000 | 4,238,000 |
| Securities available for sale | 158,229,000 | 158,672,000 | 172,579,000 | 173,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,428,000 | 506,872,000 | 500,199,000 | 491,273,000 |
| Interest-bearing deposits | 356,315,000 | 360,112,000 | 362,832,000 | 356,124,000 |
| Noninterest-bearing deposits | 161,113,000 | 146,760,000 | 137,367,000 | 135,149,000 |
| Equity capital | 35,488,000 | 36,500,000 | 35,677,000 | 37,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,299,000 | 15,125,000 | 23,346,000 | 32,001,000 |
| Interest expense | 1,713,000 | 3,763,000 | 6,075,000 | 8,828,000 |
| Net interest income | 5,586,000 | 11,362,000 | 17,271,000 | 23,173,000 |
| Noninterest income | 1,004,000 | 1,991,000 | 2,928,000 | 3,830,000 |
| Noninterest expense | 4,117,000 | 8,379,000 | 12,835,000 | 17,346,000 |
| Provision for loan losses | 90,000 | 170,000 | 250,000 | 340,000 |
| Pretax income | 2,383,000 | 4,821,000 | 7,133,000 | 9,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,383,000 | 4,821,000 | 7,133,000 | 9,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,287,000 | 36,721,000 | 37,493,000 | 39,697,000 |
| Total capital | 41,338,000 | 40,857,000 | 41,768,000 | 43,995,000 |
| Risk-weighted assets | 379,260,000 | 375,798,000 | 372,527,000 | 378,715,000 |
Machine access — free, no API key
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