Call reports 2025
PEOPLES SECURITY BANK AND TRUST COMPANY — 2025
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,991,888,000 | 5,100,261,000 | 5,151,903,000 | 5,261,716,000 |
| Total loans | 3,991,959,000 | 3,998,073,000 | 4,017,183,000 | 4,067,701,000 |
| Allowance for loan losses | 41,054,000 | 40,890,000 | 39,843,000 | 39,007,000 |
| Securities available for sale | 502,328,000 | 504,461,000 | 533,794,000 | 511,831,000 |
| Securities held to maturity | 76,689,000 | 75,137,000 | 73,286,000 | 72,047,000 |
| Trading assets | 18,171,000 | 16,700,000 | 16,063,000 | 15,896,000 |
| Total deposits | 4,318,445,000 | 4,288,062,000 | 4,290,574,000 | 4,435,803,000 |
| Interest-bearing deposits | 3,404,660,000 | 3,378,472,000 | 3,368,356,000 | 3,469,704,000 |
| Noninterest-bearing deposits | 913,785,000 | 909,590,000 | 922,218,000 | 966,099,000 |
| Equity capital | 513,130,000 | 574,799,000 | 590,315,000 | 599,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 62,562,000 | 128,032,000 | 193,349,000 | 260,309,000 |
| Interest expense | 22,249,000 | 44,173,000 | 66,218,000 | 88,024,000 |
| Net interest income | 40,313,000 | 83,859,000 | 127,131,000 | 172,285,000 |
| Noninterest income | 6,164,000 | 12,086,000 | 17,376,000 | 22,814,000 |
| Noninterest expense | 27,382,000 | 54,744,000 | 82,684,000 | 112,964,000 |
| Provision for loan losses | 200,000 | -39,000 | -877,000 | 98,000 |
| Pretax income | 19,113,000 | 41,284,000 | 62,505,000 | 79,403,000 |
| Income tax | 3,512,000 | 8,319,000 | 12,675,000 | 14,628,000 |
| Net income | 15,601,000 | 32,965,000 | 49,830,000 | 64,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 441,110,000 | 503,023,000 | 514,266,000 | 520,587,000 |
| Total capital | 482,841,000 | 542,227,000 | 552,736,000 | 558,435,000 |
| Risk-weighted assets | 3,876,831,000 | 3,875,388,000 | 3,928,870,000 | 3,987,260,000 |
Machine access — free, no API key
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