Call reports 2022
PEOPLES SECURITY BANK AND TRUST COMPANY — 2022
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,348,214,000 | 3,420,367,000 | 3,515,642,000 | 3,553,618,000 |
| Total loans | 2,397,842,000 | 2,566,260,000 | 2,624,359,000 | 2,730,116,000 |
| Allowance for loan losses | 28,407,000 | 29,374,000 | 29,822,000 | 27,472,000 |
| Securities available for sale | 535,482,000 | 513,911,000 | 477,590,000 | 477,703,000 |
| Securities held to maturity | 95,829,000 | 94,446,000 | 92,771,000 | 91,179,000 |
| Trading assets | 10,720,000 | 14,720,000 | 22,953,000 | 22,195,000 |
| Total deposits | 2,968,427,000 | 2,914,471,000 | 3,125,732,000 | 3,046,957,000 |
| Interest-bearing deposits | 2,201,898,000 | 2,161,241,000 | 2,351,225,000 | 2,271,033,000 |
| Noninterest-bearing deposits | 766,529,000 | 753,230,000 | 774,507,000 | 775,924,000 |
| Equity capital | 349,516,000 | 341,668,000 | 332,569,000 | 346,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,596,000 | 50,508,000 | 79,779,000 | 111,508,000 |
| Interest expense | 1,449,000 | 3,129,000 | 6,868,000 | 13,598,000 |
| Net interest income | 23,147,000 | 47,379,000 | 72,911,000 | 97,910,000 |
| Noninterest income | 4,483,000 | 9,168,000 | 13,460,000 | 16,571,000 |
| Noninterest expense | 15,351,000 | 31,539,000 | 47,933,000 | 64,599,000 |
| Provision for loan losses | 300,000 | 1,250,000 | 1,700,000 | -449,000 |
| Pretax income | 11,979,000 | 23,758,000 | 36,738,000 | 48,355,000 |
| Income tax | 1,940,000 | 3,863,000 | 6,044,000 | 7,899,000 |
| Net income | 10,039,000 | 19,895,000 | 30,694,000 | 40,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 317,441,000 | 324,598,000 | 332,624,000 | 339,596,000 |
| Total capital | 345,848,000 | 353,972,000 | 362,446,000 | 367,068,000 |
| Risk-weighted assets | 2,357,071,000 | 2,533,266,000 | 2,570,664,000 | 2,686,248,000 |
Machine access — free, no API key
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