Call reports 2021
PEOPLES SECURITY BANK AND TRUST COMPANY — 2021
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,993,089,000 | 2,999,545,000 | 3,232,785,000 | 3,366,863,000 |
| Total loans | 2,179,992,000 | 2,238,371,000 | 2,206,658,000 | 2,329,581,000 |
| Allowance for loan losses | 26,783,000 | 26,739,000 | 26,693,000 | 28,383,000 |
| Securities available for sale | 333,753,000 | 336,449,000 | 461,372,000 | 517,321,000 |
| Securities held to maturity | 7,166,000 | 7,104,000 | 32,848,000 | 71,214,000 |
| Trading assets | 10,087,000 | 10,023,000 | 9,531,000 | 9,026,000 |
| Total deposits | 2,557,821,000 | 2,618,017,000 | 2,846,198,000 | 2,967,441,000 |
| Interest-bearing deposits | 1,887,664,000 | 1,936,512,000 | 2,124,344,000 | 2,222,412,000 |
| Noninterest-bearing deposits | 670,157,000 | 681,505,000 | 721,854,000 | 745,029,000 |
| Equity capital | 343,030,000 | 351,179,000 | 355,344,000 | 368,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 23,535,000 | 46,353,000 | 70,548,000 | 94,213,000 |
| Interest expense | 2,222,000 | 4,197,000 | 5,891,000 | 7,463,000 |
| Net interest income | 21,313,000 | 42,156,000 | 64,657,000 | 86,750,000 |
| Noninterest income | 5,116,000 | 9,197,000 | 13,181,000 | 29,084,000 |
| Noninterest expense | 14,314,000 | 28,538,000 | 43,401,000 | 59,180,000 |
| Provision for loan losses | -500,000 | -400,000 | 0 | 1,750,000 |
| Pretax income | 12,615,000 | 23,215,000 | 34,437,000 | 54,904,000 |
| Income tax | 2,773,000 | 4,404,000 | 6,150,000 | 9,806,000 |
| Net income | 9,842,000 | 18,811,000 | 28,287,000 | 45,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,609,000 | 289,037,000 | 295,901,000 | 310,102,000 |
| Total capital | 308,517,000 | 315,544,000 | 322,594,000 | 338,284,000 |
| Risk-weighted assets | 2,071,797,000 | 2,120,396,000 | 2,163,223,000 | 2,254,432,000 |