Call reports 2020
PEOPLES SECURITY BANK AND TRUST COMPANY — 2020
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,543,417,000 | 2,698,812,000 | 2,805,124,000 | 2,883,391,000 |
| Total loans | 2,023,425,000 | 2,183,848,000 | 2,190,624,000 | 2,178,819,000 |
| Allowance for loan losses | 25,686,000 | 26,957,000 | 26,584,000 | 27,344,000 |
| Securities available for sale | 302,884,000 | 287,709,000 | 247,404,000 | 295,911,000 |
| Securities held to maturity | 7,520,000 | 7,401,000 | 7,297,000 | 7,225,000 |
| Trading assets | 0 | 15,912,000 | 16,346,000 | 13,693,000 |
| Total deposits | 2,012,959,000 | 2,215,764,000 | 2,359,370,000 | 2,438,182,000 |
| Interest-bearing deposits | 1,541,455,000 | 1,632,683,000 | 1,773,196,000 | 1,812,155,000 |
| Noninterest-bearing deposits | 471,504,000 | 583,081,000 | 586,174,000 | 626,027,000 |
| Equity capital | 302,784,000 | 339,128,000 | 344,229,000 | 348,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,940,000 | 47,934,000 | 71,377,000 | 94,521,000 |
| Interest expense | 4,264,000 | 7,428,000 | 10,375,000 | 13,172,000 |
| Net interest income | 19,676,000 | 40,506,000 | 61,002,000 | 81,349,000 |
| Noninterest income | 3,387,000 | 8,150,000 | 12,384,000 | 16,491,000 |
| Noninterest expense | 13,725,000 | 28,396,000 | 42,221,000 | 55,951,000 |
| Provision for loan losses | 3,500,000 | 5,300,000 | 6,350,000 | 7,400,000 |
| Pretax income | 6,105,000 | 15,227,000 | 25,538,000 | 35,407,000 |
| Income tax | 709,000 | 2,069,000 | 3,690,000 | 5,075,000 |
| Net income | 5,396,000 | 13,158,000 | 21,848,000 | 30,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,575,000 | 269,847,000 | 276,076,000 | 282,104,000 |
| Total capital | 260,261,000 | 295,190,000 | 302,149,000 | 307,797,000 |
| Risk-weighted assets | 2,094,048,000 | 2,025,826,000 | 2,085,353,000 | 2,053,811,000 |