Call reports 2019
PEOPLES SECURITY BANK AND TRUST COMPANY — 2019
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,313,742,000 | 2,321,190,000 | 2,372,060,000 | 2,474,885,000 |
| Total loans | 1,849,602,000 | 1,859,630,000 | 1,882,480,000 | 1,939,226,000 |
| Allowance for loan losses | 22,105,000 | 21,930,000 | 22,392,000 | 22,677,000 |
| Securities available for sale | 270,384,000 | 261,665,000 | 268,823,000 | 330,478,000 |
| Securities held to maturity | 8,162,000 | 7,969,000 | 7,808,000 | 7,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,871,977,000 | 1,880,057,000 | 2,006,353,000 | 1,976,681,000 |
| Interest-bearing deposits | 1,435,400,000 | 1,456,088,000 | 1,560,458,000 | 1,507,761,000 |
| Noninterest-bearing deposits | 436,577,000 | 423,969,000 | 445,895,000 | 468,920,000 |
| Equity capital | 278,507,000 | 285,907,000 | 290,799,000 | 293,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 22,904,000 | 46,410,000 | 70,176,000 | 93,870,000 |
| Interest expense | 4,499,000 | 9,097,000 | 13,487,000 | 17,815,000 |
| Net interest income | 18,405,000 | 37,313,000 | 56,689,000 | 76,055,000 |
| Noninterest income | 3,374,000 | 7,474,000 | 11,092,000 | 14,931,000 |
| Noninterest expense | 13,531,000 | 28,038,000 | 42,180,000 | 56,011,000 |
| Provision for loan losses | 1,050,000 | 1,400,000 | 2,100,000 | 6,100,000 |
| Pretax income | 7,198,000 | 15,372,000 | 23,524,000 | 28,898,000 |
| Income tax | 767,000 | 1,738,000 | 2,733,000 | 3,156,000 |
| Net income | 6,431,000 | 13,634,000 | 20,791,000 | 25,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,492,000 | 224,321,000 | 229,148,000 | 231,685,000 |
| Total capital | 240,597,000 | 246,251,000 | 251,540,000 | 254,362,000 |
| Risk-weighted assets | 1,883,700,000 | 1,893,563,000 | 1,933,565,000 | 1,990,571,000 |