Call reports 2018
PEOPLES SECURITY BANK AND TRUST COMPANY — 2018
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,187,948,000 | 2,233,459,000 | 2,255,611,000 | 2,285,610,000 |
| Total loans | 1,725,781,000 | 1,753,389,000 | 1,779,543,000 | 1,824,015,000 |
| Allowance for loan losses | 19,718,000 | 19,573,000 | 20,413,000 | 21,379,000 |
| Securities available for sale | 271,378,000 | 275,050,000 | 274,794,000 | 269,682,000 |
| Securities held to maturity | 9,028,000 | 8,780,000 | 8,551,000 | 8,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,723,804,000 | 1,722,578,000 | 1,831,590,000 | 1,878,758,000 |
| Interest-bearing deposits | 1,325,289,000 | 1,318,343,000 | 1,423,571,000 | 1,464,762,000 |
| Noninterest-bearing deposits | 398,515,000 | 404,235,000 | 408,019,000 | 413,996,000 |
| Equity capital | 260,809,000 | 263,700,000 | 267,052,000 | 272,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,087,000 | 40,997,000 | 62,564,000 | 85,179,000 |
| Interest expense | 2,805,000 | 5,921,000 | 9,384,000 | 13,314,000 |
| Net interest income | 17,282,000 | 35,076,000 | 53,180,000 | 71,865,000 |
| Noninterest income | 3,454,000 | 6,937,000 | 10,005,000 | 13,017,000 |
| Noninterest expense | 12,996,000 | 26,407,000 | 38,899,000 | 52,242,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,150,000 | 4,200,000 |
| Pretax income | 6,690,000 | 13,506,000 | 21,136,000 | 28,440,000 |
| Income tax | 787,000 | 1,608,000 | 2,513,000 | 3,418,000 |
| Net income | 5,903,000 | 11,898,000 | 18,623,000 | 25,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,581,000 | 206,356,000 | 210,860,000 | 215,027,000 |
| Total capital | 222,299,000 | 225,929,000 | 231,273,000 | 236,406,000 |
| Risk-weighted assets | 1,756,665,000 | 1,792,328,000 | 1,804,701,000 | 1,847,642,000 |