Call reports 2017
PEOPLES SECURITY BANK AND TRUST COMPANY — 2017
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,018,568,000 | 2,060,042,000 | 2,087,602,000 | 2,167,085,000 |
| Total loans | 1,560,312,000 | 1,597,362,000 | 1,632,975,000 | 1,693,171,000 |
| Allowance for loan losses | 16,969,000 | 17,802,000 | 18,831,000 | 18,960,000 |
| Securities available for sale | 264,644,000 | 256,774,000 | 259,108,000 | 272,502,000 |
| Securities held to maturity | 10,180,000 | 9,868,000 | 9,564,000 | 9,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,619,499,000 | 1,643,395,000 | 1,691,793,000 | 1,722,950,000 |
| Interest-bearing deposits | 1,257,006,000 | 1,282,998,000 | 1,315,553,000 | 1,337,901,000 |
| Noninterest-bearing deposits | 362,493,000 | 360,397,000 | 376,240,000 | 385,049,000 |
| Equity capital | 253,594,000 | 257,844,000 | 260,516,000 | 259,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,865,000 | 36,195,000 | 55,098,000 | 74,503,000 |
| Interest expense | 1,956,000 | 4,082,000 | 6,256,000 | 8,695,000 |
| Net interest income | 15,909,000 | 32,113,000 | 48,842,000 | 65,808,000 |
| Noninterest income | 3,684,000 | 9,959,000 | 13,547,000 | 16,816,000 |
| Noninterest expense | 12,294,000 | 26,175,000 | 38,632,000 | 51,033,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 4,800,000 |
| Pretax income | 6,099,000 | 13,497,000 | 20,157,000 | 26,791,000 |
| Income tax | 1,260,000 | 2,884,000 | 4,258,000 | 8,235,000 |
| Net income | 4,839,000 | 10,613,000 | 15,899,000 | 18,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,048,000 | 194,610,000 | 197,859,000 | 199,450,000 |
| Total capital | 208,017,000 | 212,412,000 | 216,690,000 | 218,410,000 |
| Risk-weighted assets | 1,599,088,000 | 1,634,792,000 | 1,667,378,000 | 1,729,850,000 |