Call reports 2012
PEOPLES SECURITY BANK AND TRUST COMPANY — 2012
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 631,543,000 | 638,655,000 | 652,508,000 | 671,917,000 |
| Total loans | 461,947,000 | 459,295,000 | 471,620,000 | 467,690,000 |
| Allowance for loan losses | 5,589,000 | 5,916,000 | 6,297,000 | 6,581,000 |
| Securities available for sale | 132,266,000 | 128,125,000 | 138,594,000 | 147,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,176,000 | 538,163,000 | 554,468,000 | 574,331,000 |
| Interest-bearing deposits | 425,984,000 | 462,491,000 | 456,462,000 | 471,989,000 |
| Noninterest-bearing deposits | 76,192,000 | 75,672,000 | 98,006,000 | 102,342,000 |
| Equity capital | 52,625,000 | 55,400,000 | 57,176,000 | 63,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,058,000 | 14,073,000 | 21,055,000 | 28,038,000 |
| Interest expense | 1,313,000 | 2,635,000 | 3,972,000 | 5,234,000 |
| Net interest income | 5,745,000 | 11,438,000 | 17,083,000 | 22,804,000 |
| Noninterest income | 874,000 | 2,034,000 | 3,197,000 | 4,123,000 |
| Noninterest expense | 3,316,000 | 7,061,000 | 10,821,000 | 14,425,000 |
| Provision for loan losses | 645,000 | 1,035,000 | 1,365,000 | 1,695,000 |
| Pretax income | 2,942,000 | 5,801,000 | 8,519,000 | 11,232,000 |
| Income tax | 522,000 | 1,018,000 | 1,506,000 | 2,014,000 |
| Net income | 2,416,000 | 4,777,000 | 7,003,000 | 9,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,013,000 | 55,690,000 | 57,294,000 | 58,025,000 |
| Total capital | 59,602,000 | 61,606,000 | 63,579,000 | 64,304,000 |
| Risk-weighted assets | 491,730,000 | 494,097,000 | 502,818,000 | 501,981,000 |