Call reports 2007
PEOPLES SECURITY BANK AND TRUST COMPANY — 2007
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 402,600,000 | 411,745,000 | 421,574,000 | 431,355,000 |
| Total loans | 272,103,000 | 276,427,000 | 282,821,000 | 291,733,000 |
| Allowance for loan losses | 1,904,000 | 2,015,000 | 2,049,000 | 2,451,000 |
| Securities available for sale | 93,783,000 | 103,050,000 | 105,714,000 | 106,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,644,000 | 325,858,000 | 321,565,000 | 327,829,000 |
| Interest-bearing deposits | 295,394,000 | 297,482,000 | 292,530,000 | 297,410,000 |
| Noninterest-bearing deposits | 25,250,000 | 28,376,000 | 29,035,000 | 30,419,000 |
| Equity capital | 37,721,000 | 31,559,000 | 32,636,000 | 33,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,025,000 | 12,107,000 | 18,343,000 | 24,762,000 |
| Interest expense | 2,857,000 | 5,661,000 | 8,466,000 | 11,374,000 |
| Net interest income | 3,168,000 | 6,446,000 | 9,877,000 | 13,388,000 |
| Noninterest income | 796,000 | 1,812,000 | 1,949,000 | 2,724,000 |
| Noninterest expense | 2,494,000 | 5,019,000 | 7,527,000 | 10,011,000 |
| Provision for loan losses | 120,000 | 240,000 | 280,000 | 280,000 |
| Pretax income | 1,346,000 | 2,830,000 | 3,869,000 | 5,637,000 |
| Income tax | 256,000 | 450,000 | 620,000 | 1,070,000 |
| Net income | 1,090,000 | 2,380,000 | 3,249,000 | 4,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,009,000 | 37,748,000 | 38,086,000 | 38,346,000 |
| Total capital | 38,954,000 | 39,804,000 | 40,190,000 | 40,797,000 |
| Risk-weighted assets | 282,510,000 | 288,648,000 | 298,688,000 | 312,810,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES SECURITY BANK AND TRUST COMPANY — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.