Call reports 2006
PEOPLES SECURITY BANK AND TRUST COMPANY — 2006
What PEOPLES SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 390,680,000 | 395,539,000 | 408,228,000 | 412,836,000 |
| Total loans | 266,986,000 | 269,871,000 | 268,291,000 | 271,246,000 |
| Allowance for loan losses | 2,423,000 | 2,452,000 | 2,483,000 | 1,792,000 |
| Securities available for sale | 95,411,000 | 98,221,000 | 104,864,000 | 105,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,861,000 | 309,464,000 | 318,791,000 | 323,693,000 |
| Interest-bearing deposits | 285,934,000 | 286,565,000 | 292,894,000 | 297,995,000 |
| Noninterest-bearing deposits | 18,927,000 | 22,899,000 | 25,897,000 | 25,698,000 |
| Equity capital | 37,234,000 | 36,830,000 | 36,866,000 | 37,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,380,000 | 11,026,000 | 16,874,000 | 22,893,000 |
| Interest expense | 2,383,000 | 4,976,000 | 7,799,000 | 10,797,000 |
| Net interest income | 2,997,000 | 6,050,000 | 9,075,000 | 12,096,000 |
| Noninterest income | 672,000 | 1,284,000 | 1,994,000 | 2,728,000 |
| Noninterest expense | 2,298,000 | 4,716,000 | 7,247,000 | 9,642,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 302,000 |
| Pretax income | 1,294,000 | 2,488,000 | 3,648,000 | 4,730,000 |
| Income tax | 226,000 | 419,000 | 597,000 | 779,000 |
| Net income | 1,068,000 | 2,069,000 | 3,051,000 | 3,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,755,000 | 37,082,000 | 36,156,000 | 36,564,000 |
| Total capital | 39,178,000 | 39,562,000 | 38,663,000 | 38,431,000 |
| Risk-weighted assets | 277,137,000 | 276,943,000 | 286,409,000 | 285,354,000 |
Machine access — free, no API key
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