Call reports 2024
AMERICAN NATIONAL BANK & TRUST — 2024
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,208,983,000 | 2,180,097,000 | 2,263,807,000 | 2,284,059,000 |
| Total loans | 1,670,025,000 | 1,730,400,000 | 1,765,988,000 | 1,778,738,000 |
| Allowance for loan losses | 20,344,000 | 20,865,000 | 21,466,000 | 19,018,000 |
| Securities available for sale | 98,936,000 | 98,071,000 | 102,495,000 | 96,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,930,586,000 | 1,934,984,000 | 2,009,146,000 | 2,035,318,000 |
| Interest-bearing deposits | 1,637,855,000 | 1,624,226,000 | 1,708,670,000 | 1,690,178,000 |
| Noninterest-bearing deposits | 292,731,000 | 310,758,000 | 300,476,000 | 345,140,000 |
| Equity capital | 205,935,000 | 220,039,000 | 224,539,000 | 228,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 29,733,000 | 61,560,000 | 95,018,000 | 128,133,000 |
| Interest expense | 17,420,000 | 35,249,000 | 53,433,000 | 71,154,000 |
| Net interest income | 12,313,000 | 26,311,000 | 41,585,000 | 56,979,000 |
| Noninterest income | 5,124,000 | 11,162,000 | 17,084,000 | 23,415,000 |
| Noninterest expense | 12,994,000 | 27,365,000 | 42,359,000 | 58,033,000 |
| Provision for loan losses | 400,000 | 1,000,000 | 1,600,000 | 2,800,000 |
| Pretax income | 4,043,000 | 9,108,000 | 14,710,000 | 19,561,000 |
| Income tax | 780,000 | 1,789,000 | 2,866,000 | 3,645,000 |
| Net income | 3,263,000 | 7,319,000 | 11,844,000 | 15,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,698,000 | 221,755,000 | 224,582,000 | 228,655,000 |
| Total capital | 229,442,000 | 244,020,000 | 247,448,000 | 249,073,000 |
| Risk-weighted assets | 1,764,085,000 | 1,817,450,000 | 1,848,532,000 | 1,855,116,000 |