Call reports 2023
AMERICAN NATIONAL BANK & TRUST — 2023
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,803,897,000 | 1,906,151,000 | 2,007,988,000 | 2,137,864,000 |
| Total loans | 1,428,764,000 | 1,516,065,000 | 1,572,312,000 | 1,615,272,000 |
| Allowance for loan losses | 20,004,000 | 20,003,000 | 19,987,000 | 19,934,000 |
| Securities available for sale | 104,533,000 | 101,720,000 | 99,046,000 | 101,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,568,584,000 | 1,669,276,000 | 1,739,020,000 | 1,866,787,000 |
| Interest-bearing deposits | 1,273,675,000 | 1,353,532,000 | 1,428,492,000 | 1,558,190,000 |
| Noninterest-bearing deposits | 294,909,000 | 315,744,000 | 310,528,000 | 308,597,000 |
| Equity capital | 190,233,000 | 192,828,000 | 196,326,000 | 202,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,227,000 | 44,007,000 | 70,461,000 | 99,661,000 |
| Interest expense | 9,307,000 | 21,647,000 | 35,377,000 | 51,575,000 |
| Net interest income | 10,920,000 | 22,360,000 | 35,084,000 | 48,086,000 |
| Noninterest income | 4,047,000 | 8,768,000 | 13,446,000 | 18,679,000 |
| Noninterest expense | 11,718,000 | 23,646,000 | 36,195,000 | 49,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,249,000 | 7,482,000 | 12,335,000 | 17,396,000 |
| Income tax | 599,000 | 1,401,000 | 2,344,000 | 3,169,000 |
| Net income | 2,650,000 | 6,081,000 | 9,991,000 | 14,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,854,000 | 196,286,000 | 199,315,000 | 204,434,000 |
| Total capital | 212,250,000 | 216,639,000 | 220,216,000 | 225,768,000 |
| Risk-weighted assets | 1,549,675,000 | 1,627,209,000 | 1,671,630,000 | 1,713,900,000 |