Call reports 2022
AMERICAN NATIONAL BANK & TRUST — 2022
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,427,169,000 | 1,545,106,000 | 1,633,507,000 | 1,710,167,000 |
| Total loans | 1,064,064,000 | 1,222,996,000 | 1,285,636,000 | 1,381,439,000 |
| Allowance for loan losses | 13,493,000 | 14,036,000 | 14,936,000 | 15,457,000 |
| Securities available for sale | 107,545,000 | 104,616,000 | 100,868,000 | 100,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,242,299,000 | 1,344,845,000 | 1,429,878,000 | 1,503,548,000 |
| Interest-bearing deposits | 952,324,000 | 1,041,834,000 | 1,116,131,000 | 1,205,763,000 |
| Noninterest-bearing deposits | 289,975,000 | 303,011,000 | 313,747,000 | 297,785,000 |
| Equity capital | 171,048,000 | 184,646,000 | 187,530,000 | 191,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,976,000 | 26,235,000 | 43,244,000 | 62,857,000 |
| Interest expense | 1,135,000 | 2,954,000 | 6,923,000 | 14,273,000 |
| Net interest income | 10,841,000 | 23,281,000 | 36,321,000 | 48,584,000 |
| Noninterest income | 4,189,000 | 8,754,000 | 12,944,000 | 17,695,000 |
| Noninterest expense | 9,194,000 | 19,592,000 | 30,261,000 | 42,132,000 |
| Provision for loan losses | 450,000 | 1,000,000 | 1,900,000 | 2,500,000 |
| Pretax income | 5,386,000 | 11,443,000 | 17,104,000 | 21,647,000 |
| Income tax | 1,079,000 | 2,298,000 | 3,433,000 | 3,937,000 |
| Net income | 4,307,000 | 9,145,000 | 13,671,000 | 17,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,532,000 | 186,357,000 | 190,884,000 | 194,925,000 |
| Total capital | 183,035,000 | 200,403,000 | 205,830,000 | 210,392,000 |
| Risk-weighted assets | 1,203,590,000 | 1,370,873,000 | 1,445,696,000 | 1,520,264,000 |