Call reports 2021
AMERICAN NATIONAL BANK & TRUST — 2021
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,174,438,000 | 1,241,467,000 | 1,301,054,000 | 1,368,411,000 |
| Total loans | 835,537,000 | 896,972,000 | 883,304,000 | 952,172,000 |
| Allowance for loan losses | 12,623,000 | 13,014,000 | 13,042,000 | 13,039,000 |
| Securities available for sale | 92,190,000 | 98,701,000 | 101,487,000 | 100,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,649,000 | 1,089,651,000 | 1,141,427,000 | 1,196,811,000 |
| Interest-bearing deposits | 788,072,000 | 828,798,000 | 870,801,000 | 905,467,000 |
| Noninterest-bearing deposits | 252,577,000 | 260,853,000 | 270,626,000 | 291,344,000 |
| Equity capital | 121,234,000 | 137,512,000 | 143,671,000 | 159,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,720,000 | 21,656,000 | 33,079,000 | 44,464,000 |
| Interest expense | 1,093,000 | 2,237,000 | 3,350,000 | 4,445,000 |
| Net interest income | 9,627,000 | 19,419,000 | 29,729,000 | 40,019,000 |
| Noninterest income | 4,489,000 | 9,055,000 | 13,547,000 | 17,932,000 |
| Noninterest expense | 8,705,000 | 17,968,000 | 27,312,000 | 37,121,000 |
| Provision for loan losses | 525,000 | 1,290,000 | 1,290,000 | 1,290,000 |
| Pretax income | 4,886,000 | 9,216,000 | 14,674,000 | 19,540,000 |
| Income tax | 951,000 | 1,793,000 | 2,886,000 | 3,735,000 |
| Net income | 3,935,000 | 7,423,000 | 11,788,000 | 15,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,852,000 | 133,341,000 | 139,229,000 | 155,236,000 |
| Total capital | 128,440,000 | 145,984,000 | 151,935,000 | 168,285,000 |
| Risk-weighted assets | 925,980,000 | 1,011,078,000 | 1,016,158,000 | 1,088,623,000 |