Call reports 2020
AMERICAN NATIONAL BANK & TRUST — 2020
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 902,827,000 | 1,026,248,000 | 1,063,475,000 | 1,084,599,000 |
| Total loans | 678,511,000 | 739,360,000 | 783,225,000 | 814,211,000 |
| Allowance for loan losses | 7,721,000 | 9,726,000 | 11,522,000 | 12,097,000 |
| Securities available for sale | 82,474,000 | 87,663,000 | 83,448,000 | 94,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,196,000 | 902,051,000 | 935,307,000 | 951,179,000 |
| Interest-bearing deposits | 596,439,000 | 671,990,000 | 702,430,000 | 717,749,000 |
| Noninterest-bearing deposits | 191,757,000 | 230,061,000 | 232,877,000 | 233,430,000 |
| Equity capital | 104,375,000 | 107,632,000 | 110,677,000 | 118,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,816,000 | 19,492,000 | 29,518,000 | 39,786,000 |
| Interest expense | 2,093,000 | 3,241,000 | 4,367,000 | 5,486,000 |
| Net interest income | 7,723,000 | 16,251,000 | 25,151,000 | 34,300,000 |
| Noninterest income | 3,397,000 | 8,366,000 | 12,971,000 | 17,692,000 |
| Noninterest expense | 7,333,000 | 15,391,000 | 22,739,000 | 31,911,000 |
| Provision for loan losses | 1,000,000 | 3,000,000 | 4,800,000 | 6,600,000 |
| Pretax income | 2,793,000 | 6,232,000 | 10,589,000 | 13,487,000 |
| Income tax | 493,000 | 1,111,000 | 1,938,000 | 2,425,000 |
| Net income | 2,300,000 | 5,121,000 | 8,651,000 | 11,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,346,000 | 103,167,000 | 106,114,000 | 113,525,000 |
| Total capital | — | — | 116,786,000 | 124,923,000 |
| Risk-weighted assets | — | — | 852,912,000 | 911,139,000 |