Call reports 2019
AMERICAN NATIONAL BANK & TRUST — 2019
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 771,720,000 | 765,245,000 | 819,424,000 | 885,101,000 |
| Total loans | 560,173,000 | 594,420,000 | 607,865,000 | 667,082,000 |
| Allowance for loan losses | 5,646,000 | 5,849,000 | 6,193,000 | 6,723,000 |
| Securities available for sale | 113,268,000 | 96,947,000 | 95,589,000 | 85,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,158,000 | 667,716,000 | 713,608,000 | 772,439,000 |
| Interest-bearing deposits | 517,367,000 | 504,207,000 | 537,214,000 | 596,251,000 |
| Noninterest-bearing deposits | 164,791,000 | 163,509,000 | 176,394,000 | 176,188,000 |
| Equity capital | 79,348,000 | 87,319,000 | 94,604,000 | 102,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,270,000 | 16,876,000 | 26,089,000 | 35,694,000 |
| Interest expense | 2,094,000 | 4,270,000 | 6,689,000 | 8,961,000 |
| Net interest income | 6,176,000 | 12,606,000 | 19,400,000 | 26,733,000 |
| Noninterest income | 2,833,000 | 6,185,000 | 9,807,000 | 13,276,000 |
| Noninterest expense | 6,306,000 | 12,963,000 | 19,717,000 | 26,639,000 |
| Provision for loan losses | 225,000 | 450,000 | 825,000 | 1,200,000 |
| Pretax income | 2,478,000 | 5,459,000 | 8,746,000 | 12,322,000 |
| Income tax | 437,000 | 976,000 | 1,574,000 | 2,179,000 |
| Net income | 2,041,000 | 4,483,000 | 7,172,000 | 10,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,267,000 | 83,709,000 | 90,657,000 | 98,628,000 |
| Total capital | 81,923,000 | 89,568,000 | 96,860,000 | 105,361,000 |
| Risk-weighted assets | 632,847,000 | 660,715,000 | 686,006,000 | 746,382,000 |