Call reports 2018
AMERICAN NATIONAL BANK & TRUST — 2018
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 658,207,000 | 662,392,000 | 668,367,000 | 732,343,000 |
| Total loans | 437,880,000 | 462,279,000 | 491,180,000 | 542,179,000 |
| Allowance for loan losses | 5,174,000 | 5,311,000 | 5,455,000 | 5,597,000 |
| Securities available for sale | 124,924,000 | 118,734,000 | 113,706,000 | 113,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,663,000 | 559,272,000 | 573,520,000 | 625,699,000 |
| Interest-bearing deposits | 424,417,000 | 407,022,000 | 418,235,000 | 464,020,000 |
| Noninterest-bearing deposits | 148,246,000 | 152,250,000 | 155,285,000 | 161,679,000 |
| Equity capital | 76,173,000 | 73,644,000 | 74,653,000 | 76,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,225,000 | 12,737,000 | 19,646,000 | 27,305,000 |
| Interest expense | 1,127,000 | 2,334,000 | 3,816,000 | 5,530,000 |
| Net interest income | 5,098,000 | 10,403,000 | 15,830,000 | 21,775,000 |
| Noninterest income | 2,652,000 | 5,659,000 | 8,737,000 | 11,741,000 |
| Noninterest expense | 5,721,000 | 11,668,000 | 17,610,000 | 23,991,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 1,929,000 | 4,144,000 | 6,556,000 | 8,974,000 |
| Income tax | 320,000 | 696,000 | 1,134,000 | 1,444,000 |
| Net income | 1,609,000 | 3,448,000 | 5,422,000 | 7,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,894,000 | 71,575,000 | 72,908,000 | 75,017,000 |
| Total capital | 79,078,000 | 76,896,000 | 78,373,000 | 80,624,000 |
| Risk-weighted assets | 501,100,000 | 526,379,000 | 552,283,000 | 606,706,000 |