Call reports 2017
AMERICAN NATIONAL BANK & TRUST — 2017
What AMERICAN NATIONAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 589,996,000 | 618,892,000 | 710,744,000 | 639,231,000 |
| Total loans | 394,084,000 | 420,829,000 | 431,468,000 | 430,500,000 |
| Allowance for loan losses | 4,954,000 | 4,946,000 | 4,991,000 | 5,075,000 |
| Securities available for sale | 125,106,000 | 124,899,000 | 175,763,000 | 124,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,943,000 | 504,584,000 | 594,902,000 | 535,067,000 |
| Interest-bearing deposits | 330,059,000 | 359,894,000 | 447,945,000 | 390,750,000 |
| Noninterest-bearing deposits | 139,884,000 | 144,690,000 | 146,957,000 | 144,317,000 |
| Equity capital | 72,375,000 | 74,883,000 | 75,908,000 | 75,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,096,000 | 10,615,000 | 16,578,000 | 22,641,000 |
| Interest expense | 488,000 | 1,217,000 | 2,184,000 | 3,188,000 |
| Net interest income | 4,608,000 | 9,398,000 | 14,394,000 | 19,453,000 |
| Noninterest income | 2,643,000 | 5,543,000 | 8,338,000 | 11,147,000 |
| Noninterest expense | 5,140,000 | 10,413,000 | 15,889,000 | 21,795,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 180,000 |
| Pretax income | 2,111,000 | 4,548,000 | 6,773,000 | 8,901,000 |
| Income tax | 577,000 | 1,252,000 | 1,848,000 | 2,675,000 |
| Net income | 1,534,000 | 3,296,000 | 4,925,000 | 6,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,587,000 | 71,349,000 | 72,410,000 | 73,167,000 |
| Total capital | 74,551,000 | 76,305,000 | 77,411,000 | 78,252,000 |
| Risk-weighted assets | 455,567,000 | 480,785,000 | 493,669,000 | 493,821,000 |